And what you should know!

In the Spring of 2007 my vehicle was struck by a City bus running a red light, tossing us 33 feet into a stone building, breaking my neck.

Eventually, I decided there must be something I could do to take my mind off my situation and the fact this ended my career, income, and, purpose.

I settled on either learning Spanish or completing my education.

My counselor was most patient, answering all the questions I could think to ask. I mentioned having brain damage and what would happen if I had to drop out and unable to work?

Not a problem because Obama had a program to forgive student loans under certain circumstances, such as health issues.

Bang! The last few months before I was scheduled to graduate, brick-and-mortar universities (BMU) attacked for-profit online universities nearly putting my online university out of business.

Worse yet, my diplomas are now Junk-Mail to the very businesses I worked so hard to qualify for with my degree!

The following is the result of tracking the changes to the student loan business over the past six years.

1) In 2013 when the BMU were attacking online universities, first for having so many students, I wrote to the President of my university to encourage him to remind them they were the…